Dear Clients

Please be kindly informed that according to the decision of the Management Board of the Bank, Minutes № 61_0620 dated 25.06.2020, the decision was suspend for the period of quarantine lending of new, and increase credit limits for existing private individuals Clients of the Bank for products "Credit to the curre
nt account "Credit Card" "for salaries projects" and "Credit to the current account "Credit Card".

Credit card

Up to 75 000 UAH
Credit limit
Card Level
Classic, Gold

No fee for card transactions in retail networks;
Ability to pay for one-touch purchases without issuing a card with a VISA Gold credit card;
Simple expenses control – one tariff for all cash withdrawals operations via ATM;
No hidden fees;
Free SMS-informing service, registration and servicing in Internet banking system winbank;
Comfortable repayment method and option of early repayment of debts without any penalties.

Terms of credit card using

grace period of loan with an interest rate of 0% per annum* up to 51-day;

interest rates for purchase operations VISA Classic - 36%, VISA Gold - 34% per year; interest rates for cash withdrawal operations VISA Classic - 44%, VISA Gold - 42% per year

interest rates for cash withdrawal operations VISA Classic - 44%, VISA Gold - 42% per year

the minimum limit on card: VISA Classic - 2 000 UAH, VISA Gold - 20 000 UAH

the maximum limit on card: VISA Classic - 25 000 UAH, VISA Gold - 75 000 UAH

Methods of payment the expenses on credit cards:

Via the Internet banking system winbank

Via payment terminals iBox

In Piraeus Bank’s branches by depositing

Via money transfer from other accounts in Piraeus Bank or other banks

In case of overdue debt, the borrower pays interest for use of overdue debt, interest for use of unauthorized overdraft in accordance with the terms of the loan agreement and the Bank's tariffs. The Bank has right to write off Interest on overdue debt, by contractual write-off from any accounts of the borrower.
In case the borrower violates terms of the loan agreement (other than overdue debt, use of unauthorized overdraft), the borrower pays penalty.
Тhe bank is entitled to demand early repayment of credit, interest, other payments, apply to juridical authorities to recover the debt in the manner prescribed by the legislation of Ukraine.
The bank is entitled to provide information on indebtedness to the credit bureau/Credit Register of the National Bank of Ukraine, including negative credit history.
After the agreement conclusion, the Client has the right to cancel the consumer loan agreement within 14 calendar days from the date of the agreement conclusion (in case of cancellation of such agreement, the client pays interest for the period from the date of receipt of funds to the day of their return at the interest rate established by the agreement, and performs other actions provided for by the Law of Ukraine "On Consumer Lending" or an agreement).
The client has the right at any time of the loan agreement to terminate this agreement ahead of schedule, namely to carry out early repayment of the loan debt according to the terms of the agreement, by repayment the required amount of funds, to completely close the loan agreement and by writing an application at the bank branch for early repayment of the loan.
The bank is prohibited from requiring the client to purchase any goods or services from the bank or a related or related person as a mandatory condition for the provision of these services.
The bank shall make any changes to the bank deposit agreement only with the consent of the client (party to the agreement), unless otherwise provided by the agreement or the legislation of Ukraine.
The client has the opportunity to refuse to receive advertising materials via remote communication channels.

Dear Clients

Credit card

Up to 75 000 UAH

Card Level

Terms of credit card using

grace period of loan with an interest rate of 0% per annum* up to 51-day;

interest rates for purchase operations VISA Classic - 36%, VISA Gold - 34% per year; interest rates for cash withdrawal operations VISA Classic - 44%, VISA Gold - 42% per year

interest rates for cash withdrawal operations VISA Classic - 44%, VISA Gold - 42% per year

the minimum limit on card: VISA Classic - 2 000 UAH, VISA Gold - 20 000 UAH

the maximum limit on card: VISA Classic - 25 000 UAH, VISA Gold - 75 000 UAH

Methods of payment the expenses on credit cards:

Documents

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